NRB Bank Job Circular (Head of Credit Risk Management)


NRB Bank Limited one of the 4th generation commercial banks in the country aims to be the preferred provider of targeted financial services as a conduit for investment to and from Bangladesh for Bangladeshi communities both domestically and internationally, to accelerate the industrialization of Bangladesh.

Post: Head of Credit Administration Department
• Vacancy: Not specific
• Job Location: Anywhere in Bangladesh
• Employment Status: Full-time
• Salary: Negotiable
• Apply Procedure: Click Here to apply
• Application Deadline: 10 January, 2021

Job Responsibilities
• Develop & periodical update of credit policies and credit administration procedures.
• Implementing credit risk management policies to ensure an effective credit risk management process.
• To develop and implement controls in order to reduce the credit risk exposure of the bank.
• Ensuring that credit facilities and loans are allowed within the Bank’s Credit Policies, Manuals and Regulatory Guidance.
• To reduce delinquency rate by dealing with thriving sectors and business segments.
• Review and supervise loan proposals processed by the credit officers/analyst for onward placement to related approval authority.
• To perform periodic monitoring and analyses of portfolio performance and follow-up of exceptions, conditions, covenants, overdue, expired credit & documentation.
• Analyze & Identify credit risk of allocated business segment (Corporate, SME, Retail).
• Portfolio review of corporate, SME & Retail business.
• Ensuring that existing credit lines are monitored to identify problematic accounts that require remedial.

Educational & Experience Requirements
• Masters in any discipline.
• At least 12 year(s).

Additional Requirements
• Age at most 50 years.
• Minimum 12 years’ experience in commercial Banks and at least 5 years of experience in the Credit Risk Management Division.
• Must have extensive experience and adequate knowledge in Credit Risk Factors, Policy and Guidelines, industry and market dynamics.
• Good understanding of different circulars, guidelines and instructions circulated by Bangladesh Bank from time to time.
• Knowledge on Acts and Laws related to banking business.
• Ability to Financial statement analysis i.e. Balance Sheet, Income Statement, cash flow, equity statement for analyzing loans of related segments.
• Good analytical, problem-solving and decision-making skills.
• Ability to establish goals and objectives for his direct reports.
• Self-driven with pleasant personality.

Apply Procedure
• Apply Procedure: Click Here to apply
• Application Deadline: 10 January, 2021

Job Source: BD Jobs