NRB Bank Job Circular (Head of Credit Risk Management)

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NRB Bank Limited one of the 4th generation commercial banks in the country aims to be the preferred provider of targeted financial services as a conduit for investment to and from Bangladesh for Bangladeshi communities both domestically and internationally, to accelerate the industrialization of Bangladesh.

Post: Head of Credit Administration Department
• Vacancy: Not specific
• Job Location: Anywhere in Bangladesh
• Employment Status: Full-time
• Salary: Negotiable
• Apply Procedure: Click Here to apply
• Application Deadline: 10 January, 2021

Job Responsibilities
• Develop & periodical update of credit policies and credit administration procedures.
• Implementing credit risk management policies to ensure an effective credit risk management process.
• To develop and implement controls in order to reduce the credit risk exposure of the bank.
• Ensuring that credit facilities and loans are allowed within the Bank’s Credit Policies, Manuals and Regulatory Guidance.
• To reduce delinquency rate by dealing with thriving sectors and business segments.
• Review and supervise loan proposals processed by the credit officers/analyst for onward placement to related approval authority.
• To perform periodic monitoring and analyses of portfolio performance and follow-up of exceptions, conditions, covenants, overdue, expired credit & documentation.
• Analyze & Identify credit risk of allocated business segment (Corporate, SME, Retail).
• Portfolio review of corporate, SME & Retail business.
• Ensuring that existing credit lines are monitored to identify problematic accounts that require remedial.

Educational & Experience Requirements
• Masters in any discipline.
• At least 12 year(s).

Additional Requirements
• Age at most 50 years.
• Minimum 12 years’ experience in commercial Banks and at least 5 years of experience in the Credit Risk Management Division.
• Must have extensive experience and adequate knowledge in Credit Risk Factors, Policy and Guidelines, industry and market dynamics.
• Good understanding of different circulars, guidelines and instructions circulated by Bangladesh Bank from time to time.
• Knowledge on Acts and Laws related to banking business.
• Ability to Financial statement analysis i.e. Balance Sheet, Income Statement, cash flow, equity statement for analyzing loans of related segments.
• Good analytical, problem-solving and decision-making skills.
• Ability to establish goals and objectives for his direct reports.
• Self-driven with pleasant personality.

Apply Procedure
• Apply Procedure: Click Here to apply
• Application Deadline: 10 January, 2021

Job Source: BD Jobs